Debt Free at Last
With your home mortgage paid off, use the extra cash flow to plan the lifestyle you want.
Kids left home
- Now you have no other demands on your income, enjoy the freedom to plan for yourself.
- You have the deeds to your house and extra money each month.
- Accelerate your savings, improve your lifestyle, renovate – but have a plan.
High surplus income
- Save and invest regularly to build up a retirement fund.
- Borrow again, but this time for investment.
- Explore some tax effective strategies.
Focus on retirement in 5, 10, 15 years
- Shorter term goals are easier to visualise – but impending retirement can be scary.
- Do the numbers to see what you need and set a balance between lifestyle today and when you stop work..